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High Risk Merchant Account

Home High Risk Merchant Account


Banks are constantly scrutinizing and ultimately redefining the merchant types that they will and will not approve for a merchant account. What is acceptable to an underwriter one day could be prohibited the next. To this end, there is nothing more frustrating for a merchant than having a merchant account closed because a bank redefined their credit policy and decided that they no longer want a particular class of business.


MIDsource offers domestic high risk merchant accounts for a wide range of industries. With our extensive network and direct banking relationships, we pride ourselves in our ability to obtain new merchant accounts for businesses in the high risk and card not present space. You need a knowledgeable partner who can provide processing options based on market conditions, regulations, legislative changes, policy changes and fluctuating bank appetites. For years, the dedicated professionals at MIDsource have leveraged deep relationships and industry expertise to keep our merchants live and processing.


There have been many positive changes lately and international banks are becoming more and more prevalent as merchants expand overseas. We have dozens of international relationships and can help your business reach beyond our borders and grow exponentially. MIDsource can help provide:

  • Meaningful Presence Compliance
  • Multi-Currency Processing and Settlements
  • Foreign Entity Creation
  • Foreign Bank Account Referrals
  • Frequent Payout Schedule
  • Fast Merchant Account Approvals
  • Large Volume Accounts
  • Same-day API for Fast Integration

To start the underwriting process, please provide an executed MIDsource application and support data outlined on page two of the application. Unfortunately, we currently do not accept applications for businesses that are domiciled in India.


MIDsource has dozens of direct banking relationships worldwide that offer streamlined multi-currency solutions for both domestic and international e-commerce merchants. MIDsource can also provide multiple domestic and international gateway options through which merchants can easily accept online payments confidently and securely.


Some of the High Risk Industries we provide solutions for are as follows:

  • Adult Sites and Products
  • Airlines/Air Carriers
  • Auctions
  • Amusement & Recreation Services
  • Auto Rental
  • Bail Bondsmen
  • Bitcoin Trading Platforms
  • Bitcoin Mining
  • Bitcoin Wallets
  • Buying / Shopping Clubs / Wholesale Clubs
  • Casino
  • CBD
  • Cellular Phones & Beepers
  • Check Cashing Services
  • Cruises
  • Chat Rooms
  • Coin Shops
  • Continuity
  • Collection Agencies
  • Computer Stores
  • Credit Repair
  • Credit Interest Rate Reduction
  • Cryptocurrencies
  • Custom Furniture/ Products
  • Dating (online)
  • Detective Services
  • Door-to-Door Sales
  • Downloading of Software
  • Forex Websites
  • Gaming
  • Gift Certificate
  • Hair Restoration Services
  • Home / Apartment Operated Business
  • Horoscope / Fortune Tellers
  • Infomercials
  • Firearms
  • Precious Metals
  • Nootropics

  • Insurance Products
  • Investment Opportunities
  • Internet / Custom Jewelry Sales
  • Internet Art Sales
  • IT Services
  • Loan Modification
  • Male Enhancement
  • Mortgage Services / Securities Sales
  • Multi-level Marketing (MLM)
  • Outbound / Inbound Telemarketing / Phone Solicitation
  • Pawn Shops
  • Seminars, Educational
  • Sports Cards
  • Sports Forecasting / Consulting
  • Social Networking Websites
  • Telecommunications Equipment Sales
  • Teeth Whitening
  • Telemarketing
  • Timeshare Sales
  • Timeshare Redemption
  • Timeshare Liquidation
  • Timeshare Deed/Title Transfer
  • Travel
  • Used Auto Sales
  • Water Purifiers
  • Nutraceutical
  • Penny Auctions
  • Vape Products
  • E-CIG (Electronic Cigarettes)
  • Legal Services (Attorney)
  • Biz-Op (Business Opportunities)
  • Online School/Education
  • Hair Restoration
  • Extended Warranties/Service Contracts
  • Online Diet Programs
  • Advanced Deposit Wagering
  • Alcohol (Online)
  • Money Service Business (MSB)

If you do not see your particular industry listed, please contact MIDsource to discuss your processing needs.